Medical Savings Accounts

HMA®

Why Choose The Family Health Matching Account?

The HMA® (Health Matching Account) is the ultimate medical benefit savings account available and will help our customers be able to both save money on their out-of-pocket, medical expenses and also increase their primary health insurance plan deductibles to save up to 40% or more on their monthly premiums over time. This is because the HMA® awards its owners up to $2 in medical benefits or more for every $1 contributed into their HMA® account balance as the program progresses, which will allow our customers to raise their health insurance deductibles and lower their monthly premiums over time because their HMA® Medical Benefits Account is designed to cover their out-of-pocket, medical cost obligations up to the higher deductibles.

How It Works

The HMA® Medical Reimbursement Visa® Prepaid Card will be swiped at the point-of-service to pay for nearly all our cardholders’ medical services including copays and deductibles up to their HMA® account balance at the time of the medical expense and can be used by either individuals or families. The HMA® Medical Benefits Account also comes included with unlimited telemedicine services. In addition, HMA® accounts also pay for elective procedures (with MD surgeons only) that are not covered by health insurance such as plastic surgery, LASIK and fertility among many others.

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PHMA

The Pet Health Matching Account Is The ONLY First-Dollar Pet Health Coverage Plan On The Market!

Case Study

Data from the 2017-2018 APPA National Pet Owners Survey provides a perfect insight into how people value their pets
Key Personal Statements

81% are aware that owning a pet can be beneficial to their own health
85% of pet owners believe pets are a good source of affection
82% agree that interacting with a pet can help them relax
81% feel unconditional love for their pet
61% feel buying a pet product made in the USA is important to them

The PHMA® is a medical savings account designed exclusively to pay for veterinary expenses for all of the pets in your household. Unlike pet health insurance, which will require you to pay numerous, out-of-pocket costs such as deductibles, copays, and coinsurance before you receive any benefits at all, the Pet Health Matching Account is the only pet health plan available that will have you and your pet covered immediately! The PHMA® is the financial solution for all pet lover’s out there to help them better manage all of the expected and unexpected medical expenses that they will be required to pay for all of their current and future household pets. Why is the Pet Health Matching Account so valuable for pet owners to help them better afford all of their veterinarian costs? Contact a broker to find out more today!